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Phoenix Auto Insurance

Auto Insurance

Koller Insurance uses advanced computer technology to "shop" car insurance in Phoenix and surrounding suburbs. We gather car insurance quotes from dozens of companies! Where ever you live in Arizona—Phoenix, Peoria, Scottsdale, Glendale—major insurance companies will compete for your business.

Arizona requires bodily injury/property damage limits of $15,000 / $30,000 / $10,000, so in the event you cause an accident, funds are available to pay the injury and/or loss of the other person. However, what happens if the damages from an accident exceed your policy limits? Answer: you’re personally responsible for the difference. That’s why, if affordable, you should consider higher than state-minimum limits.

Your auto insurance is there to protect you against monetary loss if you are in an accident. Your auto insurance is, when you come right down to it, a contract between you and your insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in your car insurance policy.

Auto insurance and the law
In Arizona, it is the law to have auto insurance. Your car insurance is valid anywhere in Arizona and the United States. It’s a good idea to take your proof of car insurance with you whenever you drive because you must produce it if a police officer requests. If you are found driving without valid auto insurance, you can have your driver’s licence suspended and your vehicle impounded.

The law does not require that you buy car insurance to cover damages to your automobile. If you have a newer automobile, however, you’ll want to protect your investment and consider purchasing Collision and Comprehensive coverage.

What does auto insurance cover?
Your auto insurance generally provides property, liability and medical coverage:
  • Property coverage pays for damage or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Whatever your car insurance needs—liability, theft, collision, SR22—competitive rates are available for you. Our computers will return dozens of quotes in a matter of minutes, saving you hours of time if you were to try to get a quote from each company on your own.

Contact us for your free no obligation insurance quote for car insurance or auto insurance, homeowners insurance, boat insurance and life insurance from Koller Insurance your personal insurance agent!
Office: 602.504.9911
Toll Free: 800.644.8498
quotes@kollerinsurance.com

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