Your auto insurance is there to protect you against monetary loss if you are in an accident. Your auto insurance is, when you come right down to it, a contract between you and your insurance company. You pay a premium, and in return, the insurer agrees to pay for any losses as they are defined in your car insurance policy.
Auto insurance and the law In Arizona, it is the law to have auto insurance. Your car insurance is valid anywhere in Arizona and the United States. Its a good idea to take your proof of car insurance with you whenever you drive because you must produce it if a police officer requests. If you are found driving without valid auto insurance, you can have your drivers licence suspended and your vehicle impounded. The law does not require that you buy car insurance to cover damages to your automobile. If you have a newer automobile, however, youll want to protect your investment and consider purchasing Collision and Comprehensive coverage.